Can You Claim PPI On…?

Can You Claim PPI On

Can you claim PPI on mortgages, credit cards and store cards? The simple answer is yes, you can.

Whatever type of credit agreement you have – whether it’s a loan, mortgage, credit card, store card, car finance, household appliance finance … – if PPI is attached to the credit agreement and it was mis-sold, then you can claim on it.

If you’re not sure whether the PPI you have was mis-sold or not, you can look through the list of criteria on this page and see if one or more items on the list applies to you.

Can You Claim PPI on Your Own?

In addition to asking if you can claim PPI on various financial products themselves, one of the other common PPI questions is can you claim PPI on your own? Again, the simple answer is yes, you can claim PPI by yourself.

There are benefits to claiming alone, just as there are other benefits to having a good PPI claims company handle your claim for you. If you’re thinking about having it done professionally rather than doing it yourself, then you might like these tips on choosing the best PPI claim company.

Remember: ‘PPI’ May Be Called Something Else On Your Policy

PPI often goes by other names, so one important thing already mentioned on this site and worth mentioning again is to make sure you look out for it on your credit agreements in all its guises.

Here’s a list of other names it goes by:

  • Loan protection
  • Credit insurance
  • Loan repayment insurance
  • Income protection
  • ASU (accident, sickness and unemployment) insurance
  • Account cover
  • Payment cover

Summary

Can you claim PPI on mortgages, credit cards and store cards?

Yes you can. As long as the PPI meets the criteria for having been mis-sold, then you can claim on it.

It doesn’t matter what the PPI is attached to; what matters is whether it was sold fairly and in line with guidelines or not. If it wasn’t, you can claim on it.

How Much Is Your PPI Claim Worth?

If you think your PPI was mis-sold and you’d like to get an idea of how much you’re owed by your bank, the PPI refund calculator guide will help you get that figure.